Entertainment has become global and platforms like Netflix are now part of everyday life for many Nigerians. But when it comes to paying for subscriptions, local cards often fall back.
Due to international payment restrictions, enjoying your favorite show can quickly become a frustrating experience.
Luckily, fintech solutions like virtual dollar cards – offered by trusted platforms like Cardtonic – are changing the game. These tools are part of a broader shift in the evolution of financial services, making digital access more inclusive and seamless.
In this guide, you’ll learn exactly how to subscribe to Netflix in Nigeria – quickly, securely and without card rejection hassles.
How to Subscribe to Netflix in Nigeria
The easiest way to pay for Netflix in Nigeria is to use a free virtual dollar card or a Netflix gift card. Both options work without relying on traditional bank cards and are perfect for bypassing payment restrictions.
1. Get a Virtual Dollar Card:
Most Nigerian Naira cards are declined for international payments, making them unreliable for services like Netflix. A better alternative is a virtual dollar card, which works like a regular dollar debit card – without the restrictions associated with local bank cards.
You can easily purchase one from Cardtonic, a trusted platform that offers secure and reliable virtual card services that you can set up in minutes.
How to use a Virtual Dollar Card for Netflix payments:
To pay for Netflix in Nigeria with a virtual dollar card, first create the card with Cardtonic. You then link the card to your Netflix account as a payment method. Once the card is added, Netflix will automatically bill for your monthly subscription.
Step one: Get a virtual dollar card
1. Download the Cardtonic app or visit the website and complete registration
2. Click the Virtual Dollar Card icon on the dashboard.
3. Select your preferred card type, enter the required details and click Create Card.
Step two: Add the card to your Netflix account
4. Go to www.netflix.com and log in to your account.
5. If you don’t have an active plan, Netflix will prompt you to complete your account setup.
6. Choose your preferred plan (Standard, Premium, etc.).
7. Select “Credit or Debit Card” as your payment method.
8. Enter your Virtual Dollar card details (card number, expiration date, CVV and billing address).
9. Click “Start Membership” to activate your subscription.
Once the process is complete, Netflix will begin billing your Virtual Dollar Card monthly based on your selected plan.
2. Pay with a Netflix gift card:
If you don’t have access to a virtual dollar card, a Netflix gift card is another easy way to sign up. These are prepaid vouchers that allow you to top up your Netflix account without the need for a bank card – making them a great alternative for users in Nigeria.
You can get a Netflix gift card instantly at Cardtonic where digital gift cards are sent directly to your email address and paid for in Naira.
Once you receive your code, simply redeem it on Netflix and it will be credited to your account immediately.
How to use Netflix gift cards to pay for your Netflix subscription
Once you have purchased your Netflix gift card, you will need to create a Netflix account, enter the gift card code and the remaining balance will be credited to your account.
Step 1: Visit www.netflix.com/redeem.
Step 2: Sign in or create a Netflix account.
Step 3: Enter the gift card code you received.
Step 4: The remaining amount will be automatically credited to your account.
Netflix Payments FAQ
1. Can I pay for Netflix with a Nigerian debit card?
This depends on your bank and the type of card. While some Nigerian debit cards – particularly Visa or Mastercard – may work for Netflix, many of them are not capable of making international payments.
If your card fails, the most reliable alternatives are a virtual dollar card or a Netflix gift card, both of which work just fine.
2. How much does Netflix cost per month in Nigeria in 2025?
As of 2025, Netflix subscription prices in Nigeria vary depending on the plan and exchange rate. The Mobile plan starts at around ₦1,200 per month, the Basic plan at around ₦2,900, the Standard plan between ₦3,600 and 4,000 and the Premium plan can go up to ₦5,000 depending on your billing method and currency conversion.
3. Does Netflix accept virtual dollar cards?
Yes, Netflix accepts virtual dollar cards. In fact, they are one of the most reliable and convenient ways to pay for a Netflix subscription in Nigeria, especially if your local bank card is declined.
4. Can I pay for Netflix with gift cards in Nigeria?
Yes, you can. Paying with a Netflix gift card is one of the easiest ways to get a subscription without relying on a bank card. To CardtonianYou can buy and sell gift cards, including Netflix gift cards, in USD and redeem them directly to your Netflix account.
5. Do I need a VPN to watch Netflix in Nigeria?
No, you don’t. Netflix is officially available in Nigeria and you don’t need a VPN to access local or international content libraries unless you want to view region-specific content.
Diploma.
Watching your favorite movies and series on Netflix shouldn’t be a problem.
With access to a free virtual dollar card and platforms like Cardtonic that allow buying and selling gift cards, it is very easy to stay connected to global content.
By leveraging these digital solutions, Nigerian users can bypass outdated restrictions and enjoy a smooth, uninterrupted Netflix experience.
