Lloyds Banking Group has announced plans to close a further 95 high street branches as the UK’s largest banking group continues to shrink its physical network in response to falling branch usage.
The closures will affect 53 Lloyds Bank locations, 31 Halifax branches and 11 Bank of Scotland locations between May this year and March 2027.
The latest move comes in addition to an existing program that will see 49 stores closed by October. Once all announced closures are complete, Lloyds Banking Group will operate 610 branches nationwide.
A spokesman for the group said: “Customers want the freedom to bank in a way that works for them and we are offering more choice and money management options than ever before.” The bank said more than 21 million customers now use its mobile app as their primary banking method.
The decision reflects a broader industry trend as digital banking adoption increases and footfall at physical branches declines. More and more services, from account management to mortgage advice, are now being offered online or remotely.
The announcement follows a similar move by Santander UK, which recently confirmed it would close 44 more branches, putting almost 300 jobs at risk.
In contrast, the UK’s largest building society, Nationwide Building Society, has committed to keeping all 696 of its branches open until at least 2030, despite having reduced its inventory in the past.
Banking hubs, shared spaces where multiple banks provide face-to-face services, are being set up in some areas, but the pace of openings remains slower than the pace of branch closures.
The closures cover cities across England, Wales and Scotland, including locations in Birmingham, Bristol, Cardiff, London, Manchester, Glasgow, Aberdeen and Swansea, among others.
Critics of branch closures argue that vulnerable and elderly customers risk being excluded as services move online. However, banks claim that they are adapting to customer demand and investing heavily in digital infrastructure.
With more than 21 million customers now banking predominantly via smartphone, Lloyds’ latest decision highlights the structural change reshaping the UK’s retail banking landscape and the continued retreat of traditional high street branches.
Full list of closures
Lloyds Bank – Aberdare
Lloyds Bank – Altrincham
Lloyds Bank – Birkenhead
Lloyds Bank – Birmingham, Blackheath
Lloyds Bank – Birmingham, Bordesley Green
Lloyds Bank – Birmingham, Highters Heath
Lloyds Bank – Birmingham, Upper Kingstanding
Lloyds Bank – Bournemouth
Lloyds Bank – Bristol, Fishing Ponds
Lloyds Bank – Cardiff, Victoria Park
Lloyds Bank – City of London, Cheapside
Lloyds Bank – Clevedon
Lloyds Bank – Coalville
Lloyds Bank – Crowborough
Lloyds Bank – Daventry
Lloyds Bank – Didcot
Lloyds Bank – Ebbw Vale
Lloyds Bank – Golders Green
Lloyds Bank – Heswall
Lloyds Bank – Hinckley
Lloyds Bank – Hoddesdon
Lloyds Bank – Honiton
Lloyds Bank – Horncastle
Lloyds Bank – Hull, Hessle Road
Lloyds Bank – Hull, Ings Road
Lloyds Bank – Kingswinford
Lloyds Bank – Lancaster
Lloyds Bank – Llangefni
Lloyds Bank – London, Camberwell
Lloyds Bank – London, Fitzrovia
Lloyds Bank – London, London Bridge
Lloyds Bank – London, Streatham
Lloyds Bank – London, Victoria
Lloyds Bank – London, West End
Lloyds Bank – Lymington
Lloyds Bank – Moreton in Marsh
Lloyds Bank – Newmarket (Suffolk)
Lloyds Bank – Norwich, Aylsham Road
Lloyds Bank – Reading, Woodley
Lloyds Bank – Redhill
Lloyds Bank – Ringwood
Lloyds Bank – Sevenoaks
Lloyds Bank – Southam
Lloyds Bank – Staines-upon-Thames
Lloyds Bank – Stoke-on-Trent, Longton
Lloyds Bank – Street (Somerset)
Lloyds Bank – Swansea, Winch Wen
Lloyds Bank – Tewkesbury
Lloyds Bank – Uttoxeter
Lloyds Bank – Wareham
Lloyds Bank – Wednesday
Lloyds Bank – West Byfleet
Lloyds Bank – Wolverhampton, Tettenhall
Halifax-Ashington
Halifax – Ashton under Lyne
Halifax-Billingham
Halifax – Bognor Regis
Halifax – Bridgend
Halifax – Cardiff, Roath
Halifax-Chichester
Halifax-Chorley
Halifax-Croydon
Halifax-Cwmbran
Halifax – Doncaster, Armthorpe
Halifax – Ellesmere Port
Halifax-Goole
Halifax-Greenford
Halifax-Halesowen
Halifax-Horsham
Halifax-Leeds, Bramley
Halifax – Liverpool, Hunts Cross Shopping Park
Halifax – London, Hammersmith
Halifax – London, Pentonville
Halifax – London, Surrey Docks
Halifax – Manchester, Didsbury
Halifax-Mexborough
Halifax – Nottingham, Beeston
Halifax – Nottingham, West Bridgford
Halifax-Shipley
Halifax-Skelmersdale
Halifax-Southgate
Halifax-Sutton Coldfield
Halifax – Thornaby on Tees
Halifax – Torquay, Lymington Road
Bank of Scotland – Aberdeen, Bridge of Don
Bank of Scotland – Balivanich
Bank of Scotland – Blairgowrie
Bank of Scotland – Broughty Ferry
Bank of Scotland – Glasgow, Baillieston
Bank of Scotland – Haddington
Bank of Scotland – Kelso
Bank of Scotland – Lochgilphead
Bank of Scotland – Penicuik, John Street
Bank of Scotland – Rutherglen
Bank of Scotland – Stonehaven
